Security Bucket Lists To Protect Yourself from Online Fraud

Blog_Hotspot Shield_Online Fraud

Yes, it’s possible: preventing fraudsters from getting you via online trickery and other stealthy actions. Yes, it’s possible to be thinking one step ahead of cyber criminals. You can take precautions to avoid online fraud from happening to you. Let’s begin with e-mails—the conduit through which so many cyber crimes like ID theft occur.

  • Imagine snail-mailing vital information like your SSN, bank account number, a duplicate of your driver’s license and your credit card number. At some point in the delivery process, someone opens the letter and see the contents. Electronic messages are not entirely private. Recognize this risk before sending knowing that in transmission there is a chance your information can be seen. Sometimes the telephone is a better option.
  • Ignore sensationalistic offers in your in-box like some ridiculously low price on the same kind of prescription drug you pay out of pocket for; it’s likely a scam.
  • Ever get an e-mail from a familiar sender, and all that’s in it is a link? Don’t click on it; it may trigger a viral attack. As for the sender, it’s a crook compromised your friends email and who figured out a way to make it look like the e-mail is from someone you know.
  • In line with the above, never open an attachment from an unfamiliar sender; otherwise you may let in a virus.
  • If someone you know sends you an unexpected attachment, e-mail or call that person for verification before opening it.
  • Enable your e-mail’s filtering software to help weed out malicious e-mails.
  • Ignore e-mails asking for “verification” of account information. Duh.

Passwords

  • Don’t put your passwords on stickies and then tape them to your computer.
  • Do a password inventory and make sure all of them contain a mix of letters, numbers and characters, even if this means you must replace all of them. They also should not include actual words or names. Bad password: 789Jeff; good password: 0$8huQP#. Resist the temptation to use a pet’s name or hobby in your password.
  • Every one of your accounts gets a different password and change them often.

General

  • Make sure your computer and smartphone are protected with antivirus/anti-malware and a firewall. And keep these updated!
  • Your Wi-Fi router has a default password; change it because cyber thieves know what they are.
  • When purchasing online, patronize only well-established merchants.
  • Try to limit online transactions to only sites that have an “https” rather than “http.” A secure site also has a padlock icon before the https.
  • Make sure you never make a typo when typing into the URL; some con artists have created phony sites that reflect typos, and once you’re on and begin entering your account information, a crook will have it in his hands.
  • Access your financial or medical accounts only on your computer, never a public one.
  • Ignore e-mails or pop-ups that ask for account or personal information.
  • When you’re done using a financial site, log out.

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10 Responses to Security Bucket Lists To Protect Yourself from Online Fraud

  1. Salah May 8, 2015 at 9:56 am #

    hi, thanks for the tips! Very helpful!

  2. malin May 8, 2015 at 12:28 pm #

    Hi, good tips but I’m not sure what this means:
    (…make sure…)”Your Wi-Fi router has a default password; change it because cyber thieves know what they are.”I have only a laptop which I am yet to connect to my new phone’s hotspot. How may this advise apply to me?
    Thank you for reminding me to be careful ☺

    • Levent Sapci
      Levent Sapci May 11, 2015 at 2:14 pm #

      Hi Malin, thanks for your question. So according to what you said, if I got it correctly, I recommend you to protect your mobile hotspot network with a strong password. Here are the general steps you will need to follow if in order to change/and or reset the password of your wireless router (if you have any): explanation from AboutTech. I hope to have replied to your question. Thanks for taking the time to leave a comment.
      Levent from the HSS Team-

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  4. Olivia Solon August 25, 2015 at 12:05 am #

    The problem is, we want to make money and because of that we fall for big and small scams on internet or any other place. Fraudsters are everywhere and their one and only motto is to make money quickly. They don’t care that how much hard work you do for living or for this money, they just want it. I don’t understand only one thing that why people believe and fall in for this type of Scams. We can’t help each and every person in this world, but we can share this information with everyone.

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